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Tuning: E A D G B E
[intro] D C G D x2 [verse 1]
DThe ole man standC by the lone chute, Ghe sold his calDves today DHe spits in the duCst between his boots, aGs the semi puDlls away DThe slick blue cCheck in his grimy hands, Gshoves downD in his coat DIt won't make tChe payment on the land, oGr pay the interesDt on the note
[chorus]
COh...it'sG hard, harDd times... [verse 2]
DHe's a young man with a loviCng wife, 2 children and Ga home DPlans to build a better lifCe, and put a morGtagage on his own DHe lost his job when the boomC went bust, still got bills tGo pay DNow he's pickin' up cans in the rCoadside dust, she's at the Feed-RGack
Cafe [chorus]
COh....it'sG hard, hard Dtimes... [verse 3]
DNow the ole' gray banker Csits behind his desk, beneath a wGorried frown DHe shuffles through the tangled mesCs of some good folks goin'G down DHe's known some of 'em for 30C years, and some point the finger of blGame DAn' no one see's the bankers tearsC, except the one who shGares his name
[chorus]
COh...it'sG hard, hard Dtimes... DMmm Mmmm...it'Gs hard, hardD times...
[outro] D C G D x2